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Local Candidates

?Local candidates are required to undergo and pass a medical examination conducted by the University Health Centre (recommended) or a Government doctor before they are allowed to register as a UUM student.The report then has to be submitted to the University Health Centre, UUM.

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International Candidates

The Ministry of Higher Education Malaysia require that, starting from 1July 2008, all international students must undergo a medical check-up and subscribe to a health insurance plan before they are allowed to register in any higher education institution in Malaysia. Starting from Second semester 2008/2009 session, UUM has stipulated that candidates who fail to undergo a medical examination and purchase health insurance will not be allowed to register.

The following outlines the types of illnesses/diseases specified by the Ministry and the implications to study at this University.

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Type of Illness/Disease

Example

Implications

1.

  • Contagious
  • Expected to recover within a long period of time
  • High treatment costs

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  • HIV
  • Hepatitis B
  • Hepatitis C

Not accepted to register as students

2.

  • Contagious
  • Expected to recover with treatment within some period of time

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  • Tuberculosis

Defer registration until recover (not more than 2 semesters)

3.

  • Contagious
  • Expected to recover within a short period of time

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  • Malaria
  • Typhoid
  • Syphilis

Accepted to register

Have to undergo treatment

Financed by insurance

4.

  • Other illnesses considered to be endemic by the Ministry of Health of Malaysia
  • Japanese encephalitis
  • SARS
  • Avian flu

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Not accepted to register as students

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FEES

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The charge for medical examination and blood test is RM200.00 per student.

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HEALTH INSURANCE FOR INTERNATIONAL STUDENTS

Effective from 1 January 2009, the Ministry of Higher Education Malaysia required that all international students who study in Malaysia to be covered by a Health Insurance Scheme throughout their period of study.Universiti Utara Malaysia (UUM) is working together with our local insurance agents comprising Group Hospitalisation and Surgical Plan (GHS), and Group Term Life (GTL) to provide Health Insurance Scheme that offer the following benefits. International students must at least be covered under Plan 100 (minimum requirement):

  1. GROUP HOSPITALISATION AND SURGICAL

BENEFITS:

PLAN

100

PLAN

150

PLAN

200

Hospital Room & Board (Overall daily max. up to 120 days ? Private and Government Hospitals)

  1. Ordinary Room

ii)? Intensive Care Unit (Daily Max. up to 20 days)

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RM100 per day

RM150 per day

RM200 per day

Hospital Supplies & Services

As Charged

As Charged

As Charged

As Charged

Anesthetic Fees

Operation Theatre

Second Surgical Opinion

In ? Hospital Physician?s Visit (Max.1 Visit Per day)

Pre ? Hospital Diagnostic Services (max per disability within 60 days)

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Pre ? Hospital Specialist Consultation

(Max per disability within 60 days)

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Post ? Hospitalization Treatment (Up to 60 days max per disability following discharge from hospital or upon undergoing Daycare Procedure)

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Emergency Accidental Out-patient Treatment (Max. per disability within 24 hours after the accident & follow-up treatment up to 60 days)

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Daycare Procedure (Follow up treatment up to 60 days max per disability)

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Ambulance Fees (by road) (max. per disability)

Accidental Dental Treatment (Max per disability within 24 hours after the accident & follow up treatment up to 14 days)

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400.00

500.00

600.00

Medical Report Fees (Per admission)

50.00

50.00

50.00

Emergency Out-patient Treatment (sickness)

100.00

100.00

100.00

(Max. per disability from 12 midnight to 6 am)

As Charged

Daily Cash Allowance at Government Hospital (Daily up to 120 days)

40.00

50.00

60.00

Hospital Service Tax

5% of Eligible Expenses Reimbursed on Room & Board

Overall Limit For Government Hospital Admission

10,000.00

20,000.00

30,000.00

Overall Annual Limit

10,000.00

20,000.00

30,000.00

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??? 2. GROUP TERM LIFE

SCOPE OF COVER :

To provide 24 hours a day protection against the risk of bodily injuries caused solely and directly by accidental means resulting in death or permanent disablement of the Insured person.

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BENEFITS PAYABLE IN THE :

EVENTS OF

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(A)? Death

(B)? Permanent Disablement

(C)? Medical Expenses

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INTEREST INSURED :

Death & P. Disablement RM30,000 per life on Accidental Death

Death & P. Disablement RM20,000 per life on Natural Death

Medical Expenses ? up to RM2,000 per life

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GEOGRAPHICAL LIMIT :

Worldwide 24 Hours but excluding Israel unless approval from relevant Government Authorities is obtained.

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LOCATION OF RISK TERRITORIAL LIMIT :

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Worldwide 24 Hours.

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ENDORSEMENTS:

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  1. Automatics Additions, Deletion Clause (60 Days)
  2. Loss Notification Clause (30 Days)
  3. Amateur Sports (Expect Martial Arts & Boxing)
  4. Motorcycling
  5. Exposure Clause
  6. Riot, Strike and Civil Commotion
  7. Unprovoked Murder & Assault
  8. Food or Drinks Poisoning
  9. Disappearance Clause
  10. Drowning Clause
  11. Hijacking Clause
  12. Suffocation through, fume and poisonous gas
  13. Hunting clause
  14. Mountaineering Clause (not involving the use of ropes)
  15. Insect bites and Snake Bites*
  16. Scuba Diving (up to 50 meters deep)
  17. Age Limit : 18 up to 60 years old
  18. Premium Warranty
  19. Terrorism Exclusion Clause
  20. Against with Syariah
  21. Medical Evacuation Expenses/Repatriation Allowance (including repatriation back to home country)
  22. Cremation or Funeral Expenses(in Malaysia only)

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ANNUAL PREMIUM:-

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Students Only

Students & Spouse

Students & Child

Students & Family

RM 216 ?????????????-???????????? RM 320

RM 366????????????? -???????????? RM 570

RM 516 ?????????????-???????????? RM 820

RM 660????????????? -???????????? RM 1070

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  • Premium price varies based on the Plan chosen
  • Premium quoted is inclusive of GHS and GTL Plan

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OTHERS:

?- Insurance policy is compulsory for all international students or else student visa cannot be renewed.

?- The Insurance cover is for the period of one (1) year and premiums may vary every year.

For further details pertaining to the Insurance Scheme and policies, please contact the Insurance Company that is given the trust to serve UUM (Info on the insurance company can be obtained from the Bursar?s office, UUM).

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